Compare fixed, variable, and indexed annuities side-by-side. Understand how each works, their fees, and projected growth.
Fixed Annuity
Guarantees a fixed interest rate for a set period. Your principal and earnings are protected.
Risk: LowFees: 0.25% - 1.0%
Variable Annuity
Returns tied to market performance through sub-accounts (like mutual funds). Higher upside but more risk.
Risk: Medium-HighFees: 1.5% - 3.5%
Indexed Annuity
Returns linked to a market index (e.g., S&P 500) with a floor protecting against losses. A middle ground.
Risk: MediumFees: 0.5% - 1.5%
Final Value Comparison
Growth Over Time
- Fixed
- Variable
- Indexed
Fixed
Final Value
$397,958
Est. Monthly Payout
$2,412
Growth: $197,958
Variable
Final Value
$583,551
Est. Monthly Payout
$4,881
Growth: $383,551
Indexed
Final Value
$530,660
Est. Monthly Payout
$3,802
Growth: $330,660